Empowering On-Demand Pay in Saudi Arabia

Access Your Earned Wages, Instantly

MySalary gives employees immediate access to their earned wages without creating debt. No interest. No credit checks. Fully Shariah-compliant.

Available Balance
1,500
SAR
This Month
SAR 4,200
Days Worked
12 Days

The Pay Cycle is Broken

Despite advancements in financial technology, most employees still receive salaries only once a month, creating a fundamental disconnect between earning and access.

72%

Financial Stress

Of employees experience financial stress between paychecks, affecting productivity and wellbeing

20%

Employee Turnover

Of employee turnover is directly linked to money-related stress and financial insecurity

High-Interest Loans

Personal loans with substantial interest rates create endless debt cycles

Social Borrowing

Borrowing from friends and family strains relationships and creates pressure

Delayed Payments

Postponing bills accumulates late fees and damages credit scores

Manual Advances

Requesting salary advances through inconsistent and often humiliating processes

The Solution

Meet MySalary

A mobile-first platform that gives employees instant access to their earned wages, without creating debt or financial strain.

No interest charges
No credit checks required
No debt creation
Fully Shariah-compliant
Seamless payroll integration
Instant access to earned wages

100%

Shariah Compliant

Instant

Fund Transfers

8M+

Target Users

Zero

HR Intervention

Simple, Secure, Seamless

MySalary simplifies the traditional pay cycle with automated processes for on-demand wage access

1

Employee Requests

Employee requests a portion of already-earned salary through the MySalary app

2

Verify & Disburse

MySalary verifies eligibility and transfers funds instantly to employee's account

3

Employer Settles

Employer settles the balance with MySalary during the regular monthly payroll cycle

4

Remaining Salary

Employer pays the remaining salary directly to the employee as usual

Real-time automation with zero manual intervention

Our app features real-time balance tracking, biometric security, multiple language options, and complete automation—all with zero manual intervention from HR departments.

Built for the Modern Workforce

Every feature designed with employee financial wellness and employer efficiency in mind

Instant Disbursement

Access your earned wages in seconds with real-time fund transfers

Biometric Security

Bank-grade security with fingerprint and face recognition

Multi-Language Support

Available in Arabic, English, and other regional languages

Data Protection

End-to-end encryption ensuring complete privacy and security

Balance Tracking

Real-time visibility of earned wages and available balance

Automated Processing

Zero manual intervention with seamless payroll integration

SAR 40-45
Per transaction fee
Transparent pricing with no hidden costs
2-3
Withdrawals per year
Average usage per active employee
0%
Interest or fees
Fully Shariah-compliant financial solution

A Massive Market Opportunity

Targeting retail chains, logistics companies, hospitals, and hospitality groups across Saudi Arabia

10.8M
Total Employees
GOSI-registered workers
8M
Target Segment
Earning <SAR 10,000/month
400K
3-Year Goal
5% market adoption
SAR 60B
Monthly TAM
Total addressable market

Why Now?

The perfect convergence of market conditions makes this the ideal time to launch MySalary

  • Economic Pressure
    Post-COVID cost of living increases creating unprecedented financial strain
  • Regulatory Support
    SAMA actively promoting financial inclusion and fintech innovation
  • Market Gap
    No dominant on-demand pay player has emerged in Saudi Arabia yet
Year 3
Break-even projection
Active Users138,000
RevenueSAR 18.64M
Net ProfitSAR 4.68M

Ready to Transform Your Workplace?

Join forward-thinking employers who are empowering their workforce with financial flexibility

Zero Cost
For employers
API Integration
Seamless setup
24/7 Support
Dedicated team
MySalary - Instant Access to Your Earned Wages | On-Demand Pay in Saudi Arabia
Empowering On-Demand Pay in Saudi Arabia

Access Your Earned Wages, Instantly

MySalary gives employees immediate access to their earned wages without creating debt. No interest. No credit checks. Fully Shariah-compliant.

Available Balance
1,500
SAR
This Month
SAR 4,200
Days Worked
12 Days

The Pay Cycle is Broken

Despite advancements in financial technology, most employees still receive salaries only once a month, creating a fundamental disconnect between earning and access.

72%

Financial Stress

Of employees experience financial stress between paychecks, affecting productivity and wellbeing

20%

Employee Turnover

Of employee turnover is directly linked to money-related stress and financial insecurity

High-Interest Loans

Personal loans with substantial interest rates create endless debt cycles

Social Borrowing

Borrowing from friends and family strains relationships and creates pressure

Delayed Payments

Postponing bills accumulates late fees and damages credit scores

Manual Advances

Requesting salary advances through inconsistent and often humiliating processes

The Solution

Meet MySalary

A mobile-first platform that gives employees instant access to their earned wages, without creating debt or financial strain.

No interest charges
No credit checks required
No debt creation
Fully Shariah-compliant
Seamless payroll integration
Instant access to earned wages

100%

Shariah Compliant

Instant

Fund Transfers

8M+

Target Users

Zero

HR Intervention

Simple, Secure, Seamless

MySalary simplifies the traditional pay cycle with automated processes for on-demand wage access

1

Employee Requests

Employee requests a portion of already-earned salary through the MySalary app

2

Verify & Disburse

MySalary verifies eligibility and transfers funds instantly to employee's account

3

Employer Settles

Employer settles the balance with MySalary during the regular monthly payroll cycle

4

Remaining Salary

Employer pays the remaining salary directly to the employee as usual

Real-time automation with zero manual intervention

Our app features real-time balance tracking, biometric security, multiple language options, and complete automation—all with zero manual intervention from HR departments.

Built for the Modern Workforce

Every feature designed with employee financial wellness and employer efficiency in mind

Instant Disbursement

Access your earned wages in seconds with real-time fund transfers

Biometric Security

Bank-grade security with fingerprint and face recognition

Multi-Language Support

Available in Arabic, English, and other regional languages

Data Protection

End-to-end encryption ensuring complete privacy and security

Balance Tracking

Real-time visibility of earned wages and available balance

Automated Processing

Zero manual intervention with seamless payroll integration

SAR 40-45
Per transaction fee
Transparent pricing with no hidden costs
2-3
Withdrawals per year
Average usage per active employee
0%
Interest or fees
Fully Shariah-compliant financial solution

A Massive Market Opportunity

Targeting retail chains, logistics companies, hospitals, and hospitality groups across Saudi Arabia

10.8M
Total Employees
GOSI-registered workers
8M
Target Segment
Earning <SAR 10,000/month
400K
3-Year Goal
5% market adoption
SAR 60B
Monthly TAM
Total addressable market

Why Now?

The perfect convergence of market conditions makes this the ideal time to launch MySalary

  • Economic Pressure
    Post-COVID cost of living increases creating unprecedented financial strain
  • Regulatory Support
    SAMA actively promoting financial inclusion and fintech innovation
  • Market Gap
    No dominant on-demand pay player has emerged in Saudi Arabia yet
Year 3
Break-even projection
Active Users138,000
RevenueSAR 18.64M
Net ProfitSAR 4.68M

Ready to Transform Your Workplace?

Join forward-thinking employers who are empowering their workforce with financial flexibility

Zero Cost
For employers
API Integration
Seamless setup
24/7 Support
Dedicated team
MySalary - Instant Access to Your Earned Wages | On-Demand Pay in Saudi Arabia
Empowering On-Demand Pay in Saudi Arabia

Access Your Earned Wages, Instantly

MySalary gives employees immediate access to their earned wages without creating debt. No interest. No credit checks. Fully Shariah-compliant.

Available Balance
1,500
SAR
This Month
SAR 4,200
Days Worked
12 Days

The Pay Cycle is Broken

Despite advancements in financial technology, most employees still receive salaries only once a month, creating a fundamental disconnect between earning and access.

72%

Financial Stress

Of employees experience financial stress between paychecks, affecting productivity and wellbeing

20%

Employee Turnover

Of employee turnover is directly linked to money-related stress and financial insecurity

High-Interest Loans

Personal loans with substantial interest rates create endless debt cycles

Social Borrowing

Borrowing from friends and family strains relationships and creates pressure

Delayed Payments

Postponing bills accumulates late fees and damages credit scores

Manual Advances

Requesting salary advances through inconsistent and often humiliating processes

The Solution

Meet MySalary

A mobile-first platform that gives employees instant access to their earned wages, without creating debt or financial strain.

No interest charges
No credit checks required
No debt creation
Fully Shariah-compliant
Seamless payroll integration
Instant access to earned wages

100%

Shariah Compliant

Instant

Fund Transfers

8M+

Target Users

Zero

HR Intervention

Simple, Secure, Seamless

MySalary simplifies the traditional pay cycle with automated processes for on-demand wage access

1

Employee Requests

Employee requests a portion of already-earned salary through the MySalary app

2

Verify & Disburse

MySalary verifies eligibility and transfers funds instantly to employee's account

3

Employer Settles

Employer settles the balance with MySalary during the regular monthly payroll cycle

4

Remaining Salary

Employer pays the remaining salary directly to the employee as usual

Real-time automation with zero manual intervention

Our app features real-time balance tracking, biometric security, multiple language options, and complete automation—all with zero manual intervention from HR departments.

Built for the Modern Workforce

Every feature designed with employee financial wellness and employer efficiency in mind

Instant Disbursement

Access your earned wages in seconds with real-time fund transfers

Biometric Security

Bank-grade security with fingerprint and face recognition

Multi-Language Support

Available in Arabic, English, and other regional languages

Data Protection

End-to-end encryption ensuring complete privacy and security

Balance Tracking

Real-time visibility of earned wages and available balance

Automated Processing

Zero manual intervention with seamless payroll integration

SAR 40-45
Per transaction fee
Transparent pricing with no hidden costs
2-3
Withdrawals per year
Average usage per active employee
0%
Interest or fees
Fully Shariah-compliant financial solution

A Massive Market Opportunity

Targeting retail chains, logistics companies, hospitals, and hospitality groups across Saudi Arabia

10.8M
Total Employees
GOSI-registered workers
8M
Target Segment
Earning <SAR 10,000/month
400K
3-Year Goal
5% market adoption
SAR 60B
Monthly TAM
Total addressable market

Why Now?

The perfect convergence of market conditions makes this the ideal time to launch MySalary

  • Economic Pressure
    Post-COVID cost of living increases creating unprecedented financial strain
  • Regulatory Support
    SAMA actively promoting financial inclusion and fintech innovation
  • Market Gap
    No dominant on-demand pay player has emerged in Saudi Arabia yet
Year 3
Break-even projection
Active Users138,000
RevenueSAR 18.64M
Net ProfitSAR 4.68M

Ready to Transform Your Workplace?

Join forward-thinking employers who are empowering their workforce with financial flexibility

Zero Cost
For employers
API Integration
Seamless setup
24/7 Support
Dedicated team